Juliana P. is thirty-four years old. She is married and has two children – a daughter and a son. She says her children are currently in junior high and primary school. She lives with her husband and children in a rented apartment in a very busy commercial town called Goaso in the Brong Ahafo Region of Ghana.
Her husband is a trader. Juliana is also a trader. She buys all kinds and sizes of wood from saw mills in her community. She sells to carpenters and wood workers. Juliana has been in business for two years and wants a loan to procure wood in bulk. She is hopeful to expand her business and increase her profit margin. It is her desire to pay for a higher education for her children.
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