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Farzana Aftab Ahmad Group
In this Group: Farzana, Kalsoom, Madiha Iram
Kalsoom baji and Khadija iram baji each want a loan to buy materials (beads, colored thread and clothes) to prepare embroidered dresses to sell.

Farzana baji is a wife of A. A. who has lived in a city named Multan, Pakistan for the past 10 years. Multan city is famous for its shrines. Her husband runs a cloth selling business. He buys clothes for low rates and sells to the community. Farzana baji also has a business of preparing embroidered dresses. She prepares emboridered dresses on order and earns income. She is applying for a loan to buy materials (beads, colored thread and clothes) to prepare embroidered dresses to complete the orders of her customers.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 465
    View loans »
    Pakistan Loans Fundraising
  • $15,111,200
    Funds lent in using Kiva
  • 80.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana Aftab Ahmad Group's $500 loan helped a member to buy material for preparing embroidered dresses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 21, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010