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Ni Ketut Sumadi
Ni Ketut Sumadi - (DNR.M-0681), a 40 year-old married mother of two school-aged children, lives in the town of Sari Kuning – Melaya, where she owns and operates a business raising livestock. While not the only means of generating revenue, the main source of income for the business comes from raising pigs for sale. Ni Ketut Sumadi has been engaged in this business for over six years and earns approximately 500,000 IDR a month.

In 2008, Ni Ketut Sumadi joined DINARI to gain access to financial services to help improve her living situation and ability to engage in business activities. Ni Ketut Sumadi is now requesting a loan, her second from DINARI, of 5,000,000 IDR, which will be used to purchase baby livestock to raise and sell. Ni Ketut Sumadi plans to use the additional revenue generated from the business to pay the tuition fees of her children.


The mission of DINARI is to strive for the preservation of the environment, to empower the poor, and to provide socio-economic development opportunities to small business owners.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in Bahasa while providing quality and accurate information to Kiva lenders.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 17
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 10,196.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ni Ketut Sumadi to purchase baby livestock to raise and sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 1, 2009
May 27, 2009
Currency Exchange Loss:
Jan 17, 2010