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Greetings from U. Beatrice, a 29-year-old married woman with one child aged 3 years old. She currently lives in the Nyarugenge district of Kigali, the capital city of Rwanda. This entrepreneur owns a retail shop in her district and sells different kinds of merchandise. She is earning $275 a month in profit since starting this business six months ago. She does not have employees. The shop opens at 8:00 am and closes at 8:30 pm every day. Her husband produces an income of $275 per month.

U. is requesting her first loan of 400,000 RWF from Vision Finance Company. With the loan she intends to expand her business, reinvesting her increased profits in the store.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $13,326,100
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD