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Greetings from U. Beatrice, a 29-year-old married woman with one child aged 3 years old. She currently lives in the Nyarugenge district of Kigali, the capital city of Rwanda. This entrepreneur owns a retail shop in her district and sells different kinds of merchandise. She is earning $275 a month in profit since starting this business six months ago. She does not have employees. The shop opens at 8:00 am and closes at 8:30 pm every day. Her husband produces an income of $275 per month.

U. is requesting her first loan of 400,000 RWF from Vision Finance Company. With the loan she intends to expand her business, reinvesting her increased profits in the store.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 9
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Beatrice to invest in a store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 28, 2009
May 26, 2009
Currency Exchange Loss:
Feb 15, 2010