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Jose Del Carmen
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El Señor José T. Tercero tiene 43 años de edad, habita en el barrio 380 en la capital de Managua, casado su esposa vende ropas y prendas de plata, tiene tres hijos.Unos de sus proyectos es cambiar la unidad de taxi que actualmente labora en ella para brindar un mejor servicio ya que el ingreso económico de la familia desde hace 12 años. Ha encontrado dificultares de aumentos de precio de la gasolina y comida los cuales no le ha permitido crecer y desarrollar sus planes.
Como taxista iniciador de su propio pequeño negocio tiene planes de mejora su nivel de vida y mejorar su vivienda.Gracias al préstamo que solicita en Afodenic lograra comprar materiales como: cemento, láminas, hierro y piedras para construir un porche con verjas en donde pueda estacionar su unidad de taxi y brindarle protección y seguridad a su familia.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,450
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose Del Carmen comprar materiales de construccion para hacer un porche.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2009
Listed
Jun 1, 2009
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2010