Jose Roberto Cerritos

Status: Paying Back

$550
Loan Request
Pre-Disbursed : May 25, 2009
Listed: May 29, 2009
Funded: May 31, 2009
60% repaid

About the Country

Country:Honduras
Avg Annual Income:$3,009
Currency:Honduras Lempiras (HNL)
Exchange Rate:18.8949 HNL = 1 USD


About the Loan

Location: Danli, Honduras   Repayment Term: 13 months
(more info)
Activity: General Store   Repayment Schedule: Monthly
Loan Use: Buy merchandise to resell.   Currency Exchange Loss: Covered
      Default Protection: Not Covered
Sr. Jose Roberto Cerritos Gonzales has operated a general store for 8 years. His business is located in his house in the San Juan neighborhood. He's married and the father of 3 children, only one of whom still lives at home. His daughter is a student at a city high school. The income from the business is enough to cover family expenses and other financial commitments. He also has a small farm where he grows coffee, a business that generates additional income. He and his beloved wife make sure the business is well managed. At the same time, Don Beto, as he's know in the neighborhood, works in construction, another way that he earns the money he needs to meet his commitments. He's applying for a loan so that he can stock his business and meet the demand of his terrific customers.










Translated from Spanish by Jere Wiseman, Kiva Volunteer


El Sr. JOSE ROBERTO CERRITOS GONZALES tiene una pulpería desde hace 8 años, su negocio esta ubicado en su casa de habitación en la Populosa Colonia San Juan, es casado y padre de 3 hijos, solo uno depende de su matrimonio, su hija cursa la secundaria en un centro Educativo de la ciudad.
Con los ingresos que le genera dicho negocio le permite cubrir con los gastos familiares y compromisos financieros, tambien tiene una pequeña finca de cafe esto le genera otros ingresos economicos. El y su amada esposa atienden su negocio por lo que es bien administrado y a su vez don BETO como se le conoce en la colonia, realiza trabajos de albañileria esto tambien de da mas ingresos extras para cumplir con sus compromisos, esta solicitando un credito finanaciero para surtir su negocio y satisfacer la demanda de su amable clientela.










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Michael

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Bernd
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David
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Journal entries for Jose Roberto Cerritos


Loan has been disbursed
 
Entrepreneur: Jose Roberto Cerritos
Location: Danli, Honduras

Thank you for your loan. It has been disbursed to Jose Roberto Cerritos by Prisma Honduras, S.A. in Honduras. We are excited to watch this business grow. Over the 10 months of this loan, Prisma Honduras, S.A. will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Danli, Honduras
Jun 1, 2009
Comment on this entry

Thank you from Prisma Honduras
 
Entrepreneur: Jose Roberto Cerritos
Location: Danli, Honduras

Dear Lender,

Thank you for supporting an entrepreneur in Honduras! The message below is from Prisma Honduras S.A., Kiva’s field partner in Honduras. As you may know, all borrowers’ profiles are posted on Kiva’s website with the help of microfinance institutions (MFIs) such as Prisma Honduras.

Prisma Honduras wishes to extend their thanks to all the Kiva lenders, and Kiva staff, who during the financial and political crisis that Honduras has been experiencing have continued to support our clients by funding our loans, even knowing that the situation in Honduras has been difficult since the political crisis in June 2009. Our people have suffered a lot, but they still have the inner strength to keep fighting and overcome the difficulties for the good of their family and because they have no other place to live.

Our country is trying to move beyond the political crisis after the elections of the 29th of November. We hope to continue with the valuable support you give by funding our loans and our people. Our goal is to help our clients achieve a better quality of life, by helping to improve their businesses which can help contribute to their food security and that of their families.

Thanks again for your support. The management and staff at Prisma Honduras wishes you all Happy Holidays and a Happy New Year.

Check out all fundraising loans from Prisma Honduras here


Posted by Giovanna Masci, Kiva Staff, from San Francisco, United States
Dec 21, 2009
Comments (11)

Kiva Help Repayment Schedule for Jose Roberto Cerritos

  Expected Repayments Actual Repayments Comments
September 2009 $55.00 $55.00 Repayment Received
October 2009 $55.00 $55.00 Repayment Received
November 2009 $55.00 $55.00 Repayment Received
December 2009 $55.00 $55.00 Repayment Received
January 2010 $55.00 $0.00 Repayment Received
February 2010 $55.00 $110.00 Repayment Received
March 2010 $55.00 Available Mar 1  
April 2010 $55.00 Available Apr 1  
May 2010 $55.00 Available May 1  
June 2010 $55.00 Available Jun 1