Check out some available loans that are similar to this one!
Jose Oswaldo
View original language description ↓
El Señor José M. tiene 21 años de edad, casado tiene un hijo de nueve años de edad. Como padre responsable la seguridad y la estabilidad para su hijo es el primer plan en sus proyectos.
Don José M. trabaja como asesor de venta en una empresa del país. Desde hace 1 año se desempeña en ese puesto. Todo el esfuerzo que realiza es para que su familia tenga la mejor y mayor comodidad.
El préstamo que solicita en Afodenic es para seguir construyendo su casa comprando materiales de construcción como: cemento, hierro, bloques, ladrillo, zinc para construir un cuarto mas ampliando un poco su casa y tener una casa digna para su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Jose Oswaldo comprar materiales de construccion para terminar de construir su vivienda.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2009
Jun 1, 2009
Currency Exchange Loss:
Feb 15, 2010