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Heliodoro López Hernández, 45, lives in the San Caralampio neighborhood in the Ticuantepe municipality. He lives with his wife; she helps with the household expenses. They have four young children who are currently in school. The family plan is to improve their living conditions.

He has been a farmer for ten years. The biggest difficulty he has is the gas expelled by the volcano because it affects a large part of the pineapples. In the future, he would like to be able to maintain his crops better. With the loan he will buy fertilizers and supplies to apply to his crops. This way he will be able to have better production.
View original language description ↓
El señor Heliodoro López Hernández, tiene la edad de 45 años, habita en el barrio San Caralampio municipio de Ticuantepe
Junto a su esposa, la cual le apoya con los gastos del hogar, ellos tiene a su cargo cuatro hijos, todos menores de edad, estudian actualmente, los planes a su familia es mejorar las condiciones de vida, desde hace 10 años se dedica a la agricultura, la mayor dificultad que se le presenta son los gases que expulsa el volcán y le afecta gran parte a la piña,
A futuro es poder darle mejor mantenimiento al cultivo. Con el financiamiento va a comprar fertilizantes e insumos para aplicar al cultivo y poder tener una buena producción.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Heliodoro buy supplies and fertilizers to apply to his crops.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
May 20, 2009
May 29, 2009
Currency Exchange Loss:
Dec 15, 2009