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Pech's Group
In this Group: Pech, Uy, Mam, Pech, Nou
This group of borrowers consists of five women. Its leader, S., is age 30, married with three children who are studying in the local public school. She currently works as a garment worker for a factory located near her house. The other source of the family's income comes from her husband's salary of $70 a month. He works as a local military policeman. Since her roof is cracking during the rainy season, S. has decided to seek a loan in order to repair it.

The other four borrowers are:
P. is a fruit seller, who is applying for a loan to expand her business.
S. is a staff member for an association and she is looking for a loan to finish building her house.
S. is a garment worker, who is requesting a loan to buy a used motorbike for riding to work.
S. works as a seamstress in a garment factory and she is applying for a loan to purchase a motorbike to ride to work.
All of the borrowers are people living in Phnom Penh City.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 285
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Pech's Group's $1,300 loan helped a member to repair the old roof of a house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 20, 2009
May 24, 2009
Currency Exchange Loss:
Feb 15, 2010