Martha Y. is 19 years old and single. She lives with her mother in a rented apartment in the town of Kofiase, a farming/trading community near Dormaa, the district capital, in the Brong Ahafo region. Martha trades in eggs. She buys crates of eggs at affordable prices from poultry farms in her own and nearby communities. She sells in the local market, treks to other towns to sell, and distributes eggs to retailers and beverage sellers. She has been in business for five years and wants a loan to procure crates of eggs in bulk. She hopes to expand her business and make enough savings before she enters into marriage.