Bernarda C. lives in the 3 D. mayo neighborhood of Santa Cruz in a home she rents. She lives with her two children and her husband, Mr. Mario Méndez. Her husband works as a driver. Bernarda sells dough for a living. She works in the same area she lives in, in front of H.A.M. D. la Guardia.
Rosa Aceri sells cosmetics for a living. She is just starting a business as a seamstress and has asked for a loan so she can buy a sewing machine. Rosa is a single mother. She has total responsibility for her family and is therefore a very hardworking woman. She dreams of buying her own house.
Aida C..- es la presidenta del banco comunal, se dedica a la actividad D. la panaderia la misma que hace 10 que viene realizando el negocio.
Enviudó hace 5 años atrás ahora en la que se convirtió en el único sustento para su hogar.
Ella cuenta con casa propia, su objetivo es aumentar su capital y agrandar su panaderia, ya que empezó a diversificar sus productos con repostería.
Bernarda C..- vive en el barrio 3 D. mayo en la localidad D. la Guardia a 20km. D. la cuidad D. Santa Cruz. En casa alquilada en la que vive con sus dos hijos y esposo el Sr. Mario Méndez, D. profesión chofer.
Tiene como actividad la venta D. masitas esto lo realiza en la misma zona al frente D. la H.A.M. D. la Guardia.
Rosa Aceri.- tiene como actividad la venta D. cosméticos, el destino D. préstamo fue para la compra D. una maquina D. costura, oficio el cual esta empezando a adquirir .Es madre soltera, la misma que tiene la responsabilidad, D. su familia es una persona muy trabajadora ya que la misma es la que sostiene a toda su familia. Su sueño D. la Sra. Es llegar a comprarse su casa propia.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid