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A 46-year-old, married woman and mother of three children, Mrs. Myrna F. is struggling to generate her own income to help her husband combat their poverty. She manages her own sari-sari store in her residence and in addition she cultivates different kinds of vegetables and root crops in her backyard, for their own consumption and for sale. She brings her children along to the garden for the help they can provide. Her sacrifices are for her children's education. She is hoping that some day they will be uplifted by virtue of their own hard work.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 2095
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 46.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Myrna to purchase assorted grocery stock.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 15, 2009
May 23, 2009
Currency Exchange Loss:
Mar 15, 2010