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Nubia Del Carmen
Nubia del Carmen is requesting refinancing of her fourth loan to build a room. She has been working as a teacher for 5 years at the school Francisco Aaron Joce. She has a 6 year-old son who is in 1st grade in the school where she is working. Nubia is very responsible, honest, and hard-working. She lives in the neighborhood of Naciones, 28 km from Nueva Guinea, where population is in constant growth. Mrs. Nubia lives with her mother, and is responsible for her well-being, always paying attention to buying her ancient mother's food and medicines. At the present she is studying a bachelor's degree in social science at the University URACCAN in Nueva Guinea. It is her dream to continue studying, have health, and in the future a nice house as well as work stability to be able to help her family.
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Nubia del Carmen está solicitando refinanciamiento de su cuarto crédito para Construcción de una habitacion, trabaja como docente desde hace 5 años en la Escuela Francisco Aaron Joce , tiene un hijo de 6 añitos de edad estudiando 1er grado en la escuela donde ella labora, Nubia es una mujer muy responsable, honesta, trabajadora, vive en colonia Naciones a 28 km de Nueva Guinea donde la población cada dia crece mas; la profesora Nubia vive con su mama la cual se encarga del cuido de ella ysiempre esta pendiente de comprarle sus alimentos y medicamentos de su anciana madre y actualmente esta estudiando una licenciatura en ciencias sociales en la Univesidad URACCAN Recinto Nueva Guinea, su sueño es seguir estudiando, salud y en el futuro tener una casa bonita y tener estabilidad laboral para así ayudar a su familia.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $23,441,425
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Nubia Del Carmen build a room.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2009
Listed
May 28, 2009
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2010