Emilia A. is forty years old. She is married and has given birth to five children: three sons and two daughters. According to her, one is in the senior high school while the rest are in the junior high and primary schools.
She lives with her husband and children in a rented apartment in a town called Kofiase, a farming/trading community near Dormaa, the district capital, in the Brong Ahafo region. Her husband is a teacher by profession.
Emilia is a trader. She runs a provision store in her community. She procures her products from Dormaa, the district capital. She has been in business for two years and wants a loan to procure provisions in bulk. Emilia also runs a cold store alongside. She is hopeful to expand her business and give her children the best education she can afford.