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Ms. Aminata T., age 42, is married and the mother of three. She lives with her husband and children in the Darsalam district of the city of Ségou (fourth administrative region of the Republic of Mali). A personal secretary by training, she essentially invested herself, upon marrying, into commercial business, notably in incense and clothing. She enjoys an enormous reputation today, especially during the marriage season, among women in Ségou.

With the goal of augmenting her working capital, in order to satisfy her burgeoning customer base, she turned toward Soro Yiriwaso, with which she has been associated for 42 months. After two individual loans and three solidarity loans, all correctly repaid, she is now on her third individual loan. This new loan will be used to buy a bolt of rich damask fabric, two bolts of less-rich damask, and ten bolts of Hitarget pagnes (colorful West African cloth). Supplies are gotten from wholesalers at the grand marketplace of Bamako (capital of Mali). Sales are made at the retail level out of her home, cash or credit accepted, to customers composed of men and women.

She intends to realize an average monthly profit of 50,000 francs CFA that will be put into savings, covering certain expenses, and repaying the loan.
View original language description ↓
Madame Aminata T. est âgée de 42 ans, mariée et mère de 3 enfants. Elle vit avec son mari et ses enfants dans le quartier Darsalam de la ville de Ségou (quatrième région administrative de la république du Mali).
Secrétaire de Direction de formation, c’est après son mariage qu’elle s’est investie véritablement dans le commerce notamment celui de l’encens et d’habits. Elle jouit d’une très grande réputation aujourd’hui surtout en ces périodes de mariages, auprès des femmes de Ségou.
Dans le but d’augmenter son fonds de commerce afin de satisfaire sa clientèle de plus en plus croissante, elle fait recours à Soro Yiriwaso avec qui elle est en relation depuis 42 mois. Après 2 prêts individuels et 3 prêts solidaires tous bien remboursés, elle est à son 3ème prêt individuel.
Ce nouveau prêt sera utilisé pour acheter, une pièce de bazin riche, deux pièces de bazin moins riche, dix pièces de pagnes wax « hytterget ». Elle s’approvisionne auprès des grossistes au grand marché de Bamako (capitale du Mali). Madame Aminata T. vend en détail au comptant et à crédit chez elle à domicile et en ambulant à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice mensuel moyen de 50 000 FCFA qui sera utilisé pour épargner, supporter certaines dépenses familiales et rembourser le prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 38
    View loans »
    Mali Loans Fundraising
  • $10,748,325
    Funds lent in using Kiva
  • 470.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Aminata to buy clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 15, 2010