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Greetings from Antoinette M., a 39-year-old single woman with one child of 2 years and four orphans she takes care of. They have the following ages: 18, 20, 23, and 24. She lives in the Ngoma district in the western province of Rwanda.

Antoinette M. does her business in Ngoma district where she owns a shop and sells different kinds of merchandise, mostly consumables. She is seeking a loan of $900 USD from Vision Finance Company. She started this business in 2005 and does not have an employee. She starts working at 5:00 A.M. and finishes at 10:00 P.M. every day. Before getting the loan, this entrepreneur earns approximately $90 as a monthly profit.

Ms. M. hopes to expand her business and will reinvest the increased profits in her business. She will also have more savings.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 13
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Antoinette expand the business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 26, 2009
May 22, 2009
Currency Exchange Loss:
Feb 15, 2010