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Greetings from Antoinette M., a 39-year-old single woman with one child of 2 years and four orphans she takes care of. They have the following ages: 18, 20, 23, and 24. She lives in the Ngoma district in the western province of Rwanda.

Antoinette M. does her business in Ngoma district where she owns a shop and sells different kinds of merchandise, mostly consumables. She is seeking a loan of $900 USD from Vision Finance Company. She started this business in 2005 and does not have an employee. She starts working at 5:00 A.M. and finishes at 10:00 P.M. every day. Before getting the loan, this entrepreneur earns approximately $90 as a monthly profit.

Ms. M. hopes to expand her business and will reinvest the increased profits in her business. She will also have more savings.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 566.0
    Rwanda Francs (RWF) = $1 USD