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Shazia Yousaf Masih Group
In this Group: Shazia , Nasreen , Kosar , Razia , Shazia
Shazia Y. M. is the group leader of other four women. They all live in the city of Kot Radha Kishan, Pakistan. They are hard-working and are satisfied with their struggle. Shazia manages a cot-knitting business. She earns income from the orders that she gets from the community. Shazia baji is applying for a loan to buy wood for her husband’s wood-selling business.

Nasreen baji wants a loan to buy seasonal vegetables for her vegetable-selling business. Kosar baji wants a loan to buy a sewing machine for sewing clothes. Razia baji wants a loan to pay the remaining installment of her auto-rickshaw (a local three-wheeled motor vehicle). Shazia baji wants a loan to buy groceries for her grocery shop.

This is a group loan and the loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 433
    View loans »
    Pakistan Loans Fundraising
  • $15,125,250
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia Yousaf Masih Group's $825 loan helped a member to buy wood to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 22, 2009
Currency Exchange Loss:
Jun 1, 2010