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Evandre Celio Joaquim
Evandre was born in Namaacha, a town on the border with Swaziland, one of the most developed districts in Maputo Province. He is 25 years old and single. Currently, he lives with his three younger siblings and their mother.


After two years of study in Manhiça, he graduated with a teaching degree, with authorization to teach primary school classes in that district. Years later, he transferred to Namaacha, a town on the border of Swaziland, where he works at the Maria Auxiliadora School. Evandre grew up in a Catholic family, attending mass every weekend. Due to his passion for music, he has also been invited to work in the Department of Cultural in Namaacha's District Administration. He currently works from 7:30 am to 3:30 pm planning and organizating the district's cultural calendar, focused on the area of music.


In financial terms, nothing has changed, Evandre continues to be employed by the government and earns a base salary of 4700 meticais per month. He hasn't been able to save for buying a home at all due to the expenses he has to take on. Currently, his mother and sister, with a daughter, live with him.


While Evandre is happy with the progress of his professional life, he feels that the salary is not adequate to realize his dream (building his own home). He is aware that if he loses his job, his family will not have a place to live. So, he has decided to ask for his first loan from Hluvuku, after hearing about it from his sister who is also a Hluvuku client.


These 10,000 meticais will be used to buy construction material and provide continuity to the construction. He already has the land, sand and stones, in addition to drawings approved by the architect. In the future, Evandre would like to be able to build a studio next to his home to be able to play with friends, and who knows, even record his own songs.


This is Evandre's second loan from Hluvuku and Kiva. The first 10,000 meticais were used to buy construction material. These additional 10,000 meticais will be used for the same purpose. He plans to repay without any problem and is very happy since at the end of this year, he will go to live in his own home.

View original language description ↓
Evandre nasceu em Namaacha uma vila na fronteira de Swazilandia, um dos distritos mais desemvolvidos da Provincia de Maputo tem 25 anos de idade e solteiro e actualmente mora com seus três irmãos mais novos e sua mãe.

Apois dois anos de estudo em Manhiça sai com titulo de Professor e autorizado a dar aulas no ensino Primario no mesmo Distrito, anos depois e trânsferido para Namaacha uma vila na fronteira de Swazilandia onde e afecto na Escola Maria Auxiliadora, Evandre cresceu em uma família católica, frequentando a missa todos os finais de semana. Devido a paixão pela musica e também convidado para trabalhar no
Departamento cultural da Administração Distrital de Namaacha.Hoje trabalha das 7:30 horas as 15:30 horas planejando e organizando o calendário cultural do distrito, vocado no setor de musica. Em termos financeiros nada mudou, Evandre continua sendo um empregado do governando e ganha um salário base de MTn 4,700 por mês, mais uma casa para morar não consegue poupar nenhum valor por mês devido as dispesas que ele tem que asssumir. Atualmente com sua mãe e irmã, com uma filha, moram com ele. Embora Evandre esteja feliz com o progresso de sua vida profissional, ele sente que o salário não é o suficiente para realizar seu sonho:( a construção de sua própria casa. ) tem consciência que se perder o emprego sua família não terá onde morar. Assim decidiu pedir seu primeiro empréstimo para a Hluvuku, apos ouvir da irmã que é também nossa cliente. Estes MTn 10,000 serão usados para comprar material de construção e dar continuidade das obras. Ela já tem o terreno, areia e pedras, alem da aprovação da planta feita pelo arquiteto. No futuro Evandre gostaria de conseguir construir um estúdio adjacente a sua casa para poder tocar com os amigos e ate quem sabe gravar suas próprias musicas.

Este e o segundo emprestimo de evandre na hluvuku e kiva os primeoros 10.000.00mt foram usados para comprar material de construçao, estes outros 10.000.00mt seram usados para o mesmo fim,esta ciente que vai reembolsar cem nenhum problema e muito feliz pois nos finais deste ano ira viver em sua propria casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 117
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 27.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Evandre Celio Joaquim purchase construction material.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 11, 2009
Listed
May 29, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 16, 2010