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Julia Marleni
Marleni is a member of the Virgen de los Angeles Village Bank, which meets once a month in the town of Huayllacocha, about an hour from the city of Cusco. Asociacion Arariwa is the only institution offering loans in this town. Marleni is 30 years old, single, and lives with her parents and siblings. Marleni’s family has a farm in Huayllacocha, where she works with her siblings. Marleni also has her own business buying and selling locally grown barley and bean flour; she buys from her neighbours and travels to Cusco and Quillabamba to resell the products. She usually travels two or three times per month, depending on how much she is needed on the farm. Marleni also has a few farm animals of her own: five pigs, two cows, and a handful of guinea pigs (a Peruvian delicacy).

Marleni is requesting a loan of 2000 soles to buy local crops. She plans to buy about ten sacks of broad beans (“habas”), eight or nine sacks of corn, and twenty sacks of barley. Her goal for the future is to buy more animals so that she can start her own small farm; she would like to buy chickens, more pigs and more guinea pigs.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 124
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Julia Marleni to buy beans, corn, and barley for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2009
Jun 1, 2009
Currency Exchange Loss:
Dec 15, 2009