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Walberto
Walberto is an enterprising young 20-year-old man. He lives at home with his parents, where he shares a room with his younger brothers. Ever since he was quite young, Walberto has helped his parents farm, since he realized that his siblings are very young and are busy with their studies. For this reason, he decided to start planting potatoes on rented farmland, which he pays for on an annual basis. The first few years were not very profitable, so he switched to irrigated land, where his potatoes grow better and he can produce abundant harvests. He takes very good care of his land, since his income depends on his production, and this way he can help support his younger siblings. Walberto takes pleasure in his work, and borrows his parents' donkeys so that he can transport the many sacks of potatoes he has accumulated to a lower-elevation area, then to the city of Tarma, where he will sell them.

This is Walberto's fourth loan from Microfinanzas PRISMA; he has repaid all of his previous loan installments punctually. Walberto is very funny and clever and always knows how to make the other members of his village bank laugh. In this loan cycle, he has reiterated his commitment to making all of his payments on time. The 2000 soles he is requesting will be used to help him produce a more bountiful harvest. He will buy everything he needs for planting potatoes so that he will feel that he is helping out his siblings even more than he currently is.
View original language description ↓
Walberto es un joven emprendedor de 20 años, vive en la casa de sus padres, donde comparte su cuarto con sus hermanos menores. Desde muy niño apoyó en los trabajos agrícolas de sus padres, porque se dio cuenta que sus hermanos son muy pequeños y tiene muchas limitaciones con sus estudios, por eso decidió trabajar sembrando papas en chacras alquiladas, las cuales paga anualmente. Los primeros años no le resultó muy rentable, por ello se cambió a terrenos de regadío, donde sus productos tienen mejor desarrollo y su cosecha es abundante, por ello los cuida con mucho esmero, puesto que sus ganancias dependerán de su producción, y podrá apoyar a sus hermanitos. Walberto está muy complacido con sus productos, por eso le pide a su padre prestados los asnos de carga, ya que tiene varios sacos acumulados que esperan ser trasladados hasta a una zona baja, y desde allí al mercado de la ciudad de Tarma, donde los comercializa. Es el 4to préstamo que tienen con MFP, durante estos ciclos ha sido muy puntual con cada una de sus cuotas, Walberto es muy gracioso e ingenioso, y sabe arrancarles sonrisas a los demás integrantes de su banco comunal. Y en este nuevo ciclo reitera su compromiso de seguir pagando puntualmente. Los dos mil soles que solicita los usará para incrementar su próxima producción, adquiriendo todo lo necesario para su siembra, de ese modo se sentirá más útil para sus hermanos menores.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $53,993,575
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Walberto incremento de su producción agrícola.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 6, 2009
Listed
May 26, 2009
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2009