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Amna Muhammad Ramzan Group
In this Group: Amna , Mumtaz , Suraiya
Amna baji is the leader of Amna M. R. Group, a group with two other women. The other group members are very happy with Amna baji because she treats them well and with respect. They all are very hardworking women who work to pay the utility bills. Amna baji is applying for a loan to buy more grocery items for her grocery store. Mumtaz baji will use the loan money to buy wood to resell, and Suraiya baji plans to buy more clothes for her clothing sales business.

As a group loan, the loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee the entire amount of the group loan, that is, f one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Amna Muhammad Ramzan Group's $500 loan helped a member to buy groceries for her grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 21, 2009
Currency Exchange Loss:
Jun 8, 2010