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Oswaldo
Oswaldo is a father, is 28 years old, and lives with his partner, the mother of his daughter, in the house they recently built with much effort, for the well being of his small daughter Mayra who is 4 years old.

When he was 18 he began to plant his own fields of potatoes and vegetables in rented plots, for which he pays annually the sum of 100 soles or more, depending on whether the land is seasonal or irrigated. In spite of his difficulties and of not having his own fields, he has never stopped planting, but to increase his income he has been working for the last three months as a driver using his brother's car and earning 20 soles daily, money that helps him maintain his family while he awaits the harvest. Once the harvest begins, he will return to his agricultural labors until he finishes the commercialization of his products in the markets of the city of Tarma. With these earnings he will be able to accumulate greater income for new plantings.

This is his fifth loan with MFP and during these cycles he has demonstrated that he is a client who repays punctually each of the scheduled payments and for this loan he reiterates his promise to make the payments on the dates set out by his community bank. The money that he requests is to have his seasonal fields plowed and furrowed with oxen. With the other part he will buy insecticide for his fields of peas,
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Oswaldo es un padre de familia de 28 años, vive con su pareja y madre de su hija en la casa que construyeron hace poco a base de mucho esfuerzo, por el bienestar a su pequeña hija Mayra de 4 añitos de edad. Cuando cumplió 18 años se propuso sembrar sus propios cultivos de papas y hortalizas en chacras alquiladas, por las cuales paga anualmente la suma de 100 soles a más, dependiendo si el terreno es temporal o de regadío. Pese a sus falencias y a no contar con terrenos propios, nunca ha dejado de sembrar; pero para incrementar sus ingresos, desde hace 3 meses viene trabajando como chofer en el carro de su hermano ganando 20 soles diarios, dinero que le sirve para mantener a su familia mientras espera la cosecha, pero una vez iniciada ésta, retomará sus labores agrícolas hasta terminar de comercializar sus productos en los mercados de la ciudad de Tarma, con cuyas ganancias podrá acumular mayores ingresos para realizar nuevas siembras. Este es su 5to préstamo con MFP, y durantes estos ciclos ha demostrado ser un cliente que paga puntualmente cada una de sus cuotas programadas, y para este crédito reitera su promesa de realizar los pagos en las fechas señaladas de su banco comunal. El dinero que solicita es para mandar a barbechar (mover y hacer surcos) con yuntas sus chacras temporales, y con otra parte comprará insecticidas para su chacra de alverjas.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Oswaldo prepare his fields for planting and buy insecticide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 24, 2009
Listed
May 24, 2009
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2009