Kate A. is forty-two years old. She is married and blessed with five children. Currently, three of them are pursuing education in junior and primary schools. She lives together with her family in a family house in a town called Oda, a farming community in the Eastern Region of Ghana. She works with all zeal as a resourceful parent to support her family and help provide for the children's fees. She is a fishmonger and sells all kinds of fried and smoked fishes. She sells through "hawking" (door-to-door sales). She procures her goods from big time fishmongers in Yeji and Mankessim towns, who sell at wholesale prices. She has been in business for five years. According to Kate, most of her customers are food vendors in her community.
Kate believes this loan will enable her to buy tilapia and assorted fishes in bulk to serve a larger market and eventually help improve her family finances. She is a member of a Trust Bank group called Ahotefo ("righteous") Trust Group. Members in this group guarantee for one another as social collateral to access the loan and to support themselves in handling repayment of the loan.