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Greetings from U. Florienne, a 44-year-old widow with two children and two orphans she takes care of by herself. The children's ages are 17, 12, 15 and 11. She lives the Nyarugenge district of Kigali, the city capital of Rwanda.

U. owns a shop where she sells many kinds of consumable merchandises in her neighborhood. She is seeking her first loan worth 300000Rwf from Vision Finance Company to be paid within 8 months. This entrepreneur has been doing the same business for 12 years and has one full-time employee to help her in this business. Florienne starts working at 7:30 a.m. until 8 p.m. and she earned $365 in monthly profit before the loan. With the loan, Ms. U. wants to increase her merchandise, expand her business and have more savings with the increased profit.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 103
    View loans »
    Rwanda Loans Fundraising
  • $13,479,850
    Funds lent in using Kiva
  • 566.4
    Rwanda Francs (RWF) = $1 USD