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Jean De Dieu
Greetings from Jean de Dieu U.! He is 28 years old and is single and no dependents. He lives in the Gasabo district of the city of Kigali, the capital of Rwanda.


Jean de Dieu owns a shop where he sells a variety of items in retail. He is seeking his first loan in the amount of 500,000 Rwf from Kiva lenders, but it is his second with Vision Finance Company to be paid back in 12 months. His first loan was in the amount of 300,000 Rwf.


He started his shop six years ago and has two full-time employees to help him run his business. He opens for business at 6 a.m. and closes at 10 p.m.


He used to earn a monthly profit of approximately $110. With this loan, he intends to expand his business, and expects increased profits from this investment. He will reinvest these in his business with the goal of acquiring more savings.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 59
    View loans »
    Rwanda Loans Fundraising
  • $12,325,600
    Funds lent in using Kiva
  • 566.4
    Rwanda Francs (RWF) = $1 USD