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Greetings from M. Helene, a 46-year-old married woman. She and her husband have five children of the following ages: 26, 19, 18, 12 and 12. This family lives currently in Nyarugenge district, Gitega sector in Kigali City, the capital of Rwanda.

M. Helene is an entrepreneur who operates her business in Kigali City where she owns a stationery shop and sells photocopier service. Her husband does not produce any kind of income.

Helene is seeking her first loan of 500,000 Rwf from Vision Finance Company and it will be repaid within 12 months.

Helene has a full time worker to help her to run her business smoothly. She seems to have a great deal of experience in this business because she has been doing the same business since 2003. She starts her daily work at 7:30 a.m. and finishes at 7:30 p.m. She used to produce the monthly profit approximately $185. With this loan She intends to expand her business and will reinvest the increased profits in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 100
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 566.4
    Rwanda Francs (RWF) = $1 USD