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Abla's Group
In this Group: Abla, Yawa A., Ami
This association was created in 1999 by three energetic married women. One of them sells cereals; the two others sell groceries. The income from their businesses permits them to take on charitable work and to help lots of women from their neighborhood. They want to expand their activities so as to make more sales and thus more profit. They are asking WAGES for their first loan to buy cereals and various grocery items.
View original language description ↓
Cette association a été crée en 1999 par 3 femmes mariées toutes dynamiques, l’une d’entre elles fait comme activité le commerce de céréales, les 2 autres vendent des produits d’alimentation générale. Le revenu issu de leur activité leur permet de réaliser des œuvres sociales et d’aider beaucoup de femmes de leur quartier. Elles veulent agrandir leurs activités pour mieux vendre et réaliser plus de bénéfices. Elle sollicite alors de WAGES un premier crédit pour acheter, des céréales et divers produits d’alimentation générale.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,700
    Average annual income
  • 12
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 480.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abla's Group's $950 loan helped a member purchase of items for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2009
May 21, 2009
Currency Exchange Loss:
Jun 15, 2010