Yulia is married with two children. She owns a retail business that sells various agricultural products, like seeds, fertilizers, bug killers, etc. Yulia has a large assortment of products, affordable prices and a good reputation at the market. She has many repeat clients who buy items from her to use on their gardens.
Yulia has been in this business for ten years. The business is seasonal - items sell mostly in spring and summer. In this particular area many people grow a lot of vegetables, so Yulia's business is very useful to them.
Yulia would like to borrow 14,520 UAH to purchase seasonal inventories - bug killers and fertilizers. She hopes to develop her business even more and have more clients who would use her services.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.