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Sivi
Sivi is 42 and single. She has three children; Carlos is 21, Joel is16, and Ruth is 11. She only lives with the last two since the first child is independent.

For ten years she has been making and selling clothes. She learned to do this from her parents when she was very little. They worked in this business to take care of their family. She has chosen to do the same work together with her sister and a pair of ladies who help her in her small shop. Her work starts when orders are placed. Sivi then makes the ordered number of items, which is usually in the hundreds. She then travels to the city of Tumbes, which is where she sells her merchandise. Her sister travels to the border with Ecuador to sell in larger quantities since there is a big demand there for her clothes.

In the future, Sivi hopes to have a big factory with a lot of people working and filling large clothing orders.

This is her first individual loan with Microfinanzas Prisma. She promises to be punctual with all of her payments, just like she was in the past with her community bank. She will use the loan to buy material (fabric, zippers, thread, etc.). That way she will improve her shop’s production on her way to expansion.
View original language description ↓
Sivi tiene 42 años, es soltera, tiene tres hijos; Carlos de 21, Joel de 16 y Ruth de 11, de los cuales sólo vive con los dos últimos, ya que el primero ya se mantiene solo. Desde hace 10 años se dedica a la fabricación y venta de ropa, aprendió desde muy pequeña este arte de sus padres, quienes se dedicaban a este oficio para mantener a su familia. Es así que hoy en día, ella también optó por dedicarse a lo mismo, junto a su hermana y a un par de señoras que la ayudan en su pequeño taller. Su trabajo comienza cuando le hacen pedidos, entonces Sivi elabora la cantidad solicitada, que usualmente suele ser por cientos, para luego viajar a la ciudad de Tumbes, que es donde ella ofrece su mercadería, y con otra parte su hermana viaja a la frontera con Ecuador para vender en mayor cantidad, ya que ahí hay muy buena demanda de sus prendas. Para el futuro, Sivi espera tener una gran fábrica, donde tenga a muchas personas trabajando y así abastecer grandes pedidos de ropa. Este es el primer préstamo individual de Sivi con Microfinanzas PRISMA, y promete ser muy puntual en todos sus pagos, como lo fue anteriormente con su banco comunal. Invertirá el dinero que solicita en comprar material (telas, cierres, hilos, etc.) y así mejorar la producción de su taller encaminándose a la ampliación.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sivi to buy materials for her clothes making shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2009
Listed
May 23, 2009
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2009