San Miguel Group
The coordinator of the group, Jesica S., is 35. She sells sweets. She has two employees who help her cook and wait on the customers who come to her place to eat. She has three children, and she is a single mother. With the earnings from her business, she gives her children education, clothing, and food.
Maria V., 68, sells fruits and natural medicines in the San Miguel market. She is an elderly person who has fought to be able to get ahead. This is her only source of income to support her household.
Virginia R., 61, sells sweets. She, too, has fought for a long time to be able to get ahead with her family. She currently helps feed her grandchildren.
This group has been able to grow because they are so united, and they help each other. All of them need a loan to be able to get ahead and have a better quality of life.
La Sra. Maria V. tiene 68 años de edad quien tiene una venta de frutas y medicinas naturales en el mercado San Miguel, ella es una persona de la tercera edad que ha luchado para poder salir adelante, esta es su unica fuente de ingresos con la cual mantiene su hogar.
la Sra. Virginia R. tiene 61 años de edad quien tiene un negocio de venta de golosinas, ella ha luchado tambien por mucho tiempo para poder salir adelante con su familia, actualmente ella le ayuda a sus nietos con la alimentacion.
este grupo a logrado crecer ya que son bien unidas y se ayudan entre si.
todas ellas necesitan el credito para poder salir adelante y tener una mejor calidad de vida.
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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