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Xiomara Indiana
Sra. Xiomara L. lives in the Luz neighborhood. She is 57 years old and has 6 children, all grown. Her husband sells auto parts. Xiomara operates a business selling clothes, shoes and cosmetics. She also sells prepared meals because they generate a good income. She began the business 9 years ago with the help of her husband. With this loan, she wants to purchase some clothes because she has a few orders for them. She also wants to stock up on the supplies that she needs to make the delicious meals that she sells. Her plans are to improve the food business and thereby increase her sales.
View original language description ↓
La señora Xiomara L., reside en el barrio la Luz, tiene 57 años de edad, procreó 6 hijos los cuales son mayores, su esposo vende repuestos de vehículos. Su negocio es la venta de ropa, zapatos y cosméticos, también vende comida ya que esta actividad le genera buenos ingresos. Inició desde hace nueve años con la ayuda de su esposo, con este crédito quiere invertir en la compra de ropa variada ya que tiene unos encargos y desea también desea invertir en su negocio de comida para así ofrecer variedad de paltillos a sus clientes. Sus planes son mejorar el negocio de la comida y espera aumentar las ventas así como la captación de los mismos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Xiomara Indiana buy products for resale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 7, 2009
May 26, 2009
Currency Exchange Loss:
Feb 15, 2010