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Moussa
Born on August 9, 1978 in N’Golo-Diassa, located about 6 km from Sikasso City, Mr. Moussa Berthé lives with two children and his wife in a large traditional extended family in the village of his birth in Sikasso Prefecture (third administrative region of the Republic of Mali). He has been a mechanic by profession for eight years now. And concurrent to this trade, he buys and sells used spare parts. He is in high demand by those in the garage business and by vehicle owners for the quality of his merchandise.

To enable his burgeoning customer base to acquire quality auto parts and without having to run about town to do so, he decided to join the microfinance institution Soro Yiriwaso on September 10, 2008. He is now on his second individual loan. His preceding loan was repaid in advance. With the current loan, he intends to buy piston rods, camshafts, pistons, rims, etc. The merchandise (spare parts) comes from automobiles disassembled locally and is resold in a store located within his garage.

He envisions using this loan to realize a monthly profit of 150,000 francs CFA that will be used essentially to augment his working capital, to help with family expenses, to make loan interest payments, and to invest the rest in his business.
View original language description ↓
Né le 09 Août 1978 à N’Golo-Diassa situé à environ 6 km de la ville de Sikasso, Monsieur Moussa Berthé vit avec deux enfants et son épouse dans une grande famille traditionnelle élargie dans son village natal, relevant de la préfecture de Sikasso (troisième région administrative de la république du Mali).
Moussa Berthé est mécanicien de profession depuis maintenant huit ans et mène parallèlement à son métier l’achat et la vente des pièces détachées d’occasion. Il est beaucoup sollicité par les garagistes et propriétaires de véhicule pour la qualité de ses articles.
Pour permettre à sa clientèle plus en plus croissante d’acquérir des pièces automobiles d’origine de qualité et sans faire le tour de la ville, il décida de rejoindre l’institution de microfinance Soro Yiriwaso depuis le 10 septembre 2008 et avec laquelle il est à son deuxième prêt individuel. Son prêt précédent a été remboursé par anticipation.
Avec ce premier prêt, il compte acheter, des bielles, arbre à cames , pistons, jantes, etc. Les marchandises (pièces) achetées proviennent des véhicules démontés sur place et sont revendues dans son magasin au sein de son garage.
Il envisage réaliser avec ce prêt un bénéfice mensuel de 150 000 FCFA qui sera utilisé essentiellement pour augmenter son fonds de commerce, contribuer aux dépenses familiales, payer les intérêts de son prêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 21
    View loans »
    Mali Loans Fundraising
  • $10,408,925
    Funds lent in using Kiva
  • 484.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Moussa to buy used spare parts.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 8, 2009
Listed
Jun 1, 2009
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2010