Sras R. is 50 years old and lives in Siem Reap Province, where she has owned a plot of land for many years. She grows many types of crops on this land, in two harvests a year. Sras is a widow with three children, all of whom are students who help on the farm as time permits. One her sons, Mao, 22, also works in construction. Sras R. works hard at her business every day, and never wastes time because she knows that earning enough income is the key to giving her children a higher education. She is applying for this loan to support her farm during the upcoming rice-growing season.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.