Ricardo is 40 years old, he is married with Teresa and they have a 13 year old daughter and they all live in a house of their own. Also worth mentioning is that they own their own vehicle, and he uses it as a taxi during the day and at night he rents it to a driver, and his wife distributes citrus fruits wholesale to the markets, both occupations being very good fields of work. The couple have built a good and steady client base with whom they work directly, all this yielding a steady income for them. The loan will be destined to purchase a new motor for the vehicle and to invest in a harvest. The couple have been responsible with their payments to Agrocapital (Kiva Field Partner) and another financial institution. Their income is modest but they do not have any previous delinquent credit.
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