Esi K. is a 43-year-old divorced mother of two kids who are both still in school. She lives with her family in Mankessim in the central region of Ghana. For the past six years, Esi has been baking bread and pastries to help take care of her household. She bakes sugar bread and meat pie and sells them to her customers. Her customers place their orders in advance and she makes sure it is ready when they come to pick it up. She also sometimes sells her baked goods by street hawking them herself. Esi says that the price of ingredients is increasing which is making it difficult to buy more raw materials from the market. Esi needs the loan to buy more bags of flour, sugar, margarine, milk and firewood. She said your assistance would be much appreciated. Esi belongs to a group called St. Peters.