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Virgen Natividad De Lares Group
In this Group: Hilaria, Eulogia, Cioncepcion, Georgina, Eusebio, Eliceo, Maximiliana, Raymundo, Florentina, Roberto, Lourdes, Aquelino, Mario, Fernando
The members of the “VIRGEN NATIVIDAD D. LARES” bank are from the Lares district, in the province of Calca, located within the region of Cusco.

Our members alternate between agricultural activities, like planting potatoes, corn, wheat and barley, and home-based businesses in which the women sell food in the main town plaza on Saturdays and Sundays, while the men take products like dry grains and sell them in other districts around and within the city of Cusco.

The members need this loan to reinvest in their various crops and to buy products like dry noodles, rice, oil, flour, vegetables and other ingredients.

The members are grateful for the support they have received and for the approval of their loan, which they hope will help them realize their dreams. They promise to repay this loan according to schedule.
View original language description ↓

Los socios del banco “VIRGEN NATIVIDAD D. LARES”, son naturales del distrito D. Lares en la provincia D. Calca, del departamento D. Cusco. Ubicado a 4 horas y 30 segundos.

Nuestros socios alternan sus actividades agrícolas como es la siembra D. papa, maíz, trigo, cebada y las labores domésticas en el caso D. las mujeres con la venta D. comida en la plaza central del pueblo, los días sábados y domingos, los varones llevan sus productos como granos secos a vender a otros distritos dentro D. la ciudad del Cusco y a la misma ciudad del Cusco, los socios requieren el préstamo para reinvertir en sus diferentes cultivos y compra D. productos como, fideos, arroz, aceite, harinas, verduras y otros.

Los socios agradecen el apoyo brindado y el préstamo otorgado parea la realización D. sus sueños, y se comprometen a cumplir con el pago D. sus deudas en el plazo programado.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Natividad De Lares Group's $4,150 loan helped a member selling food in the main town plaza.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2009
Jun 2, 2009
Currency Exchange Loss:
Dec 15, 2009