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Farajika Group
In this Group: Johari, Hidaya, Sijiamini, Sijaja
Johari has sold firewood and coconuts in the Mikunguni neighborhood of Zanzibar for a year. She currently earns an average monthly profit of approximately $50 US. She works 8 hours a day.

Johari is requesting a loan from BRAC Tanzania, her second, so that she can buy more coconuts and firewood to increase her current stock. She hopes that, with this loan, her profits will increase and she will be able to expand her business and save money.

Johari is 32 years old, married, and has given birth into six children ages 12, 10, 8, 6, 4 and 2. She will be sharing this loan with her fellow group members, Hidaya, Sijiamin and Sijaja. Each woman also has her own small business in Zanzibar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 35
    View loans »
    Tanzania Loans Fundraising
  • $14,897,325
    Funds lent in using Kiva
  • 1,335.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Farajika Group's $1,025 loan helped a member to buy more coconuts and firewood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2009
May 18, 2009
Currency Exchange Loss:
Jul 22, 2010