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Kalsoom Mai Allah Baksh Group
In this Group: Kalsoom Mai, Zarina, Nasreen , Naseem
Kalsoom mai baji has resided in a city named Multan, Pakistan for the past 15 years. Her husband’s name is A. B. and he runs a business selling embroidered scarves. He has four years of experience in this business and collects orders from the clothes shops so as to earn income.

Kalsoom baji plays a very important part in his business. She prepares embroidered scarves for him so that he is able to complete the orders on time. They are both very hardworking people. She is applying for a loan to buy material (cloth, colored thread and beads) to complete the orders of her husband’s business.

She is the group leader of three other women from her locality:

Zarina baji wants a loan to buy material (flour, potatoes, spices and cooking oil) for her business selling Punjabi food.

Nasreen baji wants a loan to buy a sewing machine for sewing clothes.

Naseem baji wants a loan to buy iron for making iron rods to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalsoom Mai Allah Baksh Group's $775 loan helped a member to buy material for preparing embroidered scarves.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 18, 2009
Currency Exchange Loss:
May 31, 2010