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Sugran Mai Umar Hayyat Group
In this Group: Sugran Mai, Aziz Mai , Manzooran Mai , Farzana , Riffat
Sugran mai baji has been a citizen of Multan, Pakistan for the last 10 years. She owns a two-room brick house in this city. She feels herself a very lucky person because she belongs to a city which is famous for its shrines. Her husband's name is U. H. and he runs a clothes-selling business. He buys clothes from the famous bazaars of Multan city and sells to the community to earn an income. Sugran baji always motivates him and gives him strength in every circumstance. Her husband feels very comfortable with her. She is applying for a loan to buy more clothes to increase her husband's profits.

She is the group leader of four other women from her locality. Aziz mai baji wants a loan to buy material (colored thread, cloth and sketches) for her decorative embroidery business. Manzooran mai baji wants a loan to buy a buffalo for her milk-selling business. Farzana baji wants a loan to buy clothes to sell. Riffat baji wants a loan to buy embroidered scarves to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sugran Mai Umar Hayyat Group's $925 loan helped a member to buy clothes to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 18, 2009
Currency Exchange Loss:
Jun 6, 2010