Mrs. Khun M. is 42 years old and a resident of Pursat Province. She earns a living by raising pigs in a stall next to her house. She raises two lots of pigs per year and sells them to the slaughterer every six months. She has been earning an income of approximately $4 a day, since 2003.
She is married with five children: one of them is married and lives independently, while the other four are single and work in different jobs. Her husband is a farmer and also a firewood seller. To help reduce the cost of transportation, Khun M. is applying for a loan to buy a water buffalo in order to transport firewood to sell. (Mrs. Khun M.'s husband is pictured).
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.