John is forty three years old. He is married with two children. He is an auto electrician and a taxi driver. John services all types of cars and vehicles that have electrical and battery faults. At the moment, he is training five young men, using his knowledge and skills to give them future job opportunities.
John wants the loan to buy more tools and work materia such as, scrap batteries, wires and car parts to provide his clients with better service and to increase his income. He wants to expand his workshop and provide for his family. The loan would also be used to maintain his taxi. He belongs to the community group called Prosper Trust Group. In this group, members provide guarantee for one another as social collateral to access loan and peer pressure to repay the loan.