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Naseem Raheem Baksh Group
In this Group: Naseem, Sajida , Jamila , Shabana , Pathani
Naseem baji is a citizen of Multan, Pakistan. Her husband's name is R. B.. He runs a boutique in the clothing market. Naseem baji helps him by preparing embroidered dresses that he can display in the boutique. Naseem baji is applying for a loan to buy materials like cloth, colored thread and designs. Multan is famous for its shrines and for its sweetmeat. People come from different cities to Multan with the belief that their wishes will come true if they visit the shrines.

Naseem baji is the leader of a group with four other women from her locality. Sajida baji and Jamila baji both want a loan to buy similar embroidery materials for their boutique. Shabana baji wants a loan to buy a buffalo for her dairy business. Pathani baji wants a loan to repair her auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 474
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naseem Raheem Baksh Group's $750 loan helped a member to buy embroidery materials.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2009
May 16, 2009
Currency Exchange Loss:
May 31, 2010