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Ricardo
Ricardo is an 18-year-old young man who works to help his family, because they have many expenses and he wants to help as much as he can. His mother encouraged him to have his own business and she supported him with the capital he needed to set up his own telephone call center a year ago. Since then he has been able to take advantage of his earnings, buying more modules for the phone center. He started with just one, and now has expanded to five modules. He wants to keep growing his business and to add some internet stations as a complement to the services he offers and to earn more, because he would like to be able to study for a professional career. To be able to reach his goals he needs to work hard and get up early to take care of his business, which he opens at 8 am and closes at 10 pm. He studies and reads at the same time that he takes care of the business. This is his first loan with MFP. As a new member of the group he is developing new relationships and he is sure that he will also learn new ideas about administering his business and his finances. With the 1,000 PEN that he is requesting he will invest in more telephone equipment and in maintenance for the equipment he already has.
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Ricardo es un joven de 18 años que trabaja para ayudar a su familia, pues los gastos dentro de su hogar son muy altos y tiene el deseo de apoyar mientras pueda. Tener un propio negocio fue una idea que su madre incentivo en él, pues lo apoyó con el capital necesario para abrir su locutorio (centro de llamadas telefónicas) hace un año inicio. Todo este tiempo ha logrado aprovechar sus ganancias para seguir comprando módulos, pues empezó solo con uno, más ahora tiene instalado cinco módulos, tiene el deseo de seguir creciendo e instalar unas cabinas de Internet para complementar sus servicios y obtener mayores ganancias, pues quiere estudiar una carrera profesional. Pero para conseguir sus ansiados deseos tiene que esforzarse y levantarse temprano para atender su negocio, el cual abre a 8 de la mañana y cierra a las 10 de la noche, aprovechando de estudiar y leer mientras atiende su negocio. Este es su primer crédito con MFP, ser nuevo en el grupo le está ayudando a ampliar sus relaciones con sociales y está seguro que también aprenderá nuevas cosas para administrar mejor su negocio y sus ahorros. Con los 1000 soles que solicita invertirá en la compra de aparatos telefónicos, así como para el mantenimiento de sus módulos.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $57,346,050
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD