Ronaldo has worked as a security guard for the past 11 years. He has two children in school; the eldest is 16 in his fourth year of high school and his daughter is 14 and is in her second year at the Ruben Dario Institute. His wife works as a technical expert at MiFamilia and supports him with family expenses. Ronaldo is requesting his seventh loan and plans to invest it in the improvement of his home (build a room). Despite his small salary, he has fought so that his family doesn't lack the basics in their home, and in his free time he also plants diverse crops and tries to improve the living conditions. He is a hard-working and responsible man who's goal is to make the future better. He loves his work and is grateful to Kiva partner AFODENIC whose previous loans have helped him buy household appliances and improve the bedroom he shares with his wife. His goal is to have a beautiful home and works hard so his children can make headway.
Don Ronaldo trabaja como guarda de seguridad desde hace 11 años, tiene 2 hijos los estudiando, el mayor de 16 años estudia su cuarto año de Educacion primaria y la niña de 14 años estudia su segundo año en el instuto Ruben Dario,su esposa trabaja como tecnica de MiFamilia la cual aporta y ayuda a su marido con los gastos familiares, está solicitando refinanciamiento de su 7mo crédito para invertirlo en mejora de su vivienda (construir una vivienda), a pesar que el salario que este devenga es poco ha luchado para que a su familia no le falte lo básico en el hogar, como tambien el en sus dias libres se dedica a sembrar diversos cultivos, y mejorar sus condiciones de vida, el es un hombre trabajador, responsable y anhela un porvenir mejor, ama su trabajo, se siente agradecido con la Institución de AFODENIC ya que con los créditos anteriores ha comprado electrodomésticos y a mejorado la vivienda donde vive con su esposa, su sueño es tener una vivienda bonita y trabajo para así sacar a sus hijos adelante.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.