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Joeliz is from the village of San Fermin. She is 35 years old and single. She owns and operates a business operating a specialized retail store, primarily selling fruits and vegetables in the market.

Joeliz joined ASKI (Alalay sa Kaunlaran, Inc.) to gain access to financial services to help improve her living situation and her ability to engage in business activities.

Joeliz is requesting a new loan of 16,000 PHP which will be used to purchase additional products to sell. This loan will be the first loan taken out by Joeliz from ASKI. She plans to use the additional revenue generated from the business to improve and expand her business.

Joeliz diligently works at developing her business in order to support her family with their immediate needs, and also to support her younger brothers and sister in their education. She hopes to prosper in her vending business and become successful someday.

About ASKI:
ASKI is one of the pioneer microfinance institutions in the Philippines committed to serve the needy in Central and Northern Luzon through socio-economic development and holistic transformation.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1457
    View loans »
    Philippines Loans Fundraising
  • $59,226,550
    Funds lent in using Kiva
  • 47.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joeliz to purchase additional products to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 17, 2009
May 15, 2009
Currency Exchange Loss:
Oct 15, 2009