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Umm-E-Kalsoom Bashir Ahmad Group
In this Group: Umm-E-Kalsoom, Bushra Parveen , Syeda Tahzib , Sugran , Ghulam Fatima
Umm-e-Kalsoom baji is a very determined and hardworking lady. She is the mother of three children: two daughters and one son. All of her children are enrolled in a school and are getting an education. She operates a clothes-sewing business to pay for the school fees of her children so that they able to study without any difficulty.

Her husband’s name is B. A. and he is a tailor by profession and runs a tailoring center in the community. Umm-e-Kalsoom baji is applying for a loan to buy another sewing machine so that her husband is able to grow his business.

Umm-e-Kalsoom baji is the group leader of four other women from her locality:

Bushra parveen baji wants a loan to buy groceries for her grocery shop.

Syeda Tahzib baji wants a loan to buy items (table covers, a tent and chairs) for her catering business.

Sugran baji wants a loan to buy items (scissors, chairs) for her salon.

Ghulam Fatima baji wants a loan to buy vegetables to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 438
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 79.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Umm-E-Kalsoom Bashir Ahmad Group's $950 loan helped a member to buy another sewing machine for her husband's tailoring center.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2009
May 15, 2009
Currency Exchange Loss:
Jun 2, 2010