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Ramzana M. Bashir Group
In this Group: Ramzana , Hanifan , Irshad , Parveen
Ramzana baji is applying for a loan to buy more fruits and vegetables to increase the profits of her husband. Ramzana baji is a very devoted lady. She will always stand by her husband and encourage him if he doesn't get good profit. Her husband is M. B. and he has five years of experience operating a fruit and vegetable selling business . He buys fruits and vegetables wholesale from the famous market (Sunday Bazaar) and sells to different shops. Ramzana baji has been a citizen of Borewala, Pakistan for the past 10 years. Borewala city is famous for its shrines.

She is the leader of this group including three other women from her locality. Hanifan baji and Irshad baji both want a loan to buy clothes to sell. Parveen baji wants a loan to buy sugarcane for her juice corner.

This is a group loan. The funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramzana M. Bashir Group's $950 loan helped a member to buy seasonal fruits and vegetables to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 15, 2009
Currency Exchange Loss:
Jun 1, 2010