H. Dang Thi is thirty-four year old and lives in the town of Hung Nguyen. She is married and has three school-age children. To make a living, H. owns and operates a sewing business. The main source of income from the business comes from making and selling clothes to local businesses and community members. H. has been engaged in this business for over ten years and earns approximately $190 a month from these activities.
In 2005, H. joined the Kiva field partner, TYM Fund, to gain access to financial services to help improve her living situation by having the ability to engage in business activities. H. has successfully repaid previous loans from TYM Fund. These loans were used to invest in expanding her business. H. is now requesting a new loan that will be used to purchase material and supplies to make more clothing to sell. This loan will be her fifth loan from TYM Fund. H. plans to use the additional revenue that is generated as a result of the loan to improve her business.