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Teresa De Jesús
Ms. Teresa Hernandez works very hard in her clothing sales business. She works every day in her community starting very early in the morning because this business allows her to support her family.

At the moment she needs to purchase clothing to continue her business so she has turned to CEPRODEL to request a loan so her she can get ahead with her business which really needs this investment.
View original language description ↓

La señora Teresa H. se dedica a su ardua tarea de venta de ropa el cual atiende todos los días desde muy tempranas horas en su localidad siendo este su negocio que le permite llevar el sustento a su familia.

Actualmente ella requiere de la compra de la ropa para continuar en su negocio y para ello ha acudido a Ceprodel para solicitar dicho crédito y así salir adelante en su negocio que tanto requiere de inversión.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Teresa De Jesús clothing Sales.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Apr 20, 2009
May 16, 2009
Currency Exchange Loss:
Jul 15, 2009