Luzmila represents the Acuario RSR group. Bernarda and Wilma form the executive board. This bank has twelve members. Most of them are in the Villa Caluyo zone in the city of El Alto. The members, in spite of their level in life, enjoy their small stands where they sell different products like vegetables, cheese, and clothes. Some have grocery stores, some make hand maD. sweaters, and some sew blankets.
The group is formed by women who fight day to day for the daily income to support their families.
The loan is to buy materials and supplies to stock their work places, to have better quality products, and to be able to enter a more competitive market.
The members have experience working with supportive groups. Now that they are entering another loan cycle together, they demonstrate responsibility, honesty, and the desire to get ahead in order to offer their families a better quality of life.
El grupo "ACUARIO RSR" esta representado por la señora Luzmila y por su mesa directiva conformada por la señora Bernarda y Wilma. Este Banco tiene doce componentes que en su mayoría radican en la Zona D. Villa Caluyo D. la ciudad D. El Alto; las socias a pesar D. su nivel D. vida gozan D. sus pequeños puestos D. venta D. diferentes productos como verduras, quesos, venta D. ropa, pequeñas tiendas D. abarrotes, elaboración D. chompas tejidas a mano y a la costura del frazadas. El grupo esta conformado por pura mujeres que luchan día a día por un ingreso diario que es el sustento D. sus familias. El destino del financiamiento es para la compra D. materiales e insumos para surtir más sus puestos D. trabajo y tener un producto D. mayor calidad y poder acceder a un mercado más competitivo. Las socias cuentan con experiencia trabajando con grupos solidarios ya que van cursando un ciclo mas juntas demostrando tener responsabilidad, honestidad y ganas D. salir adelante para brindar a sus familias una mejor calida D. vida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.